The Flat-Rate Unicorn

The Flat-Rate Unicorn

ByJaron Rice

There are a number of companies advertising simple, flat-rate pricing.  Many times it’s neither simple nor flat. This pricing model gambles on the kinds of cards a business is accepting.  One popular “flat-rate pricing” company advertises a simple “2.75%” per swipe.  That sounds great, right?  Well, not really.  Because every card classification has a different…

The Unlucky Clover

The Unlucky Clover

ByJaron Rice

First off let me say that this is not a knock on the POS itself, its manufacturers, or anyone who uses it.  However, it is most certainly an indictment of the ISO’s (independent sales organizations) and MSP’s (merchant services providers) who push business owners to lease this product. In the payment processing world, Clovers are…